Money

Looking to level up your family’s finances? you came to the right place! Here are all the posts related to personal finance, including money management, financial freedom, and family budgets!

We’re Debt Free! (Technically)

We’re DEBT FREE!!! Sorta. Pen and Paper Celebration Looking at our savings we have enough to pay off the last student, BUT…. we’d barely have any savings left. While it would be fantastic to cross off this item, the right decision for us is to hold off on sending that huge payment in. Sounds crazy, but it’s […]

How to Buy a House as You Pursue Financial Independence

After two months at our new house, we’re still excited about buying it. We love living her and we’re happy with how well it fits. While the actual process of going from seeing houses to signing the papers seemed fairly quick, the process that got us to the point took much longer. I know this is […]

Digit: Make Savings Your Default

Looking to boost your savings, but not sure where to find the money? Have you tried to save, but after paying bills it seems like there is nothing left over to save? One hack that has helped me is automatic savings. I set it up so once our direct deposit comes in, some of it […]

Challenge Everything: Cancelling Subscriptions

Not sure how things are where you’re at, but pollen is EVERYWHERE over here. As much as I hate dealing with allergies, I’m happy that spring is here. With a new month, it’s time to share our progress with our Challenge Everything project.  Challenging our bills is helping us get closer to our goals. It’s been […]

Why the Debt Snowball Method Works

One of the best ways to simplify your finances (if you haven’t done so already) is dumping your debt. Discovering the Debt Snowball When we got engaged and had the money talk, we discovered a few things about one another. I had credit credit debt, a car loan, and student loans while he had a […]

Challenge Everything: Saving Big on Expenses

Simplifying our finances this year means we’re examining all of our expenses and seeing if: they are necessary we’re getting value from them if there is a better deal out there for us We’ve done a decent job keeping our expenses reasonable, but I think an occasional look would still be useful. Inspiration comes from J Money […]