Money

Digit: Make Savings Your Default

Looking to boost your savings, but not sure where to find the money? Have you tried to save, but after paying bills it seems like there is nothing left over to save? One hack that has helped me is automatic savings. I set it up so once our direct deposit comes in, some of it […]

Challenge Everything: Cancelling Subscriptions

Not sure how things are where you’re at, but pollen is EVERYWHERE over here. As much as I hate dealing with allergies, I’m happy that spring is here. With a new month, it’s time to share our progress with our Challenge Everything project.  Challenging our bills is helping us get closer to our goals. It’s been […]

Why the Debt Snowball Method Works

One of the best ways to simplify your finances (if you haven’t done so already) is dumping your debt. Discovering the Debt Snowball When we got engaged and had the money talk, we discovered a few things about one another. I had credit credit debt, a car loan, and student loans while he had a […]

Challenge Everything: Saving Big on Expenses

Simplifying our finances this year means we’re examining all of our expenses and seeing if: they are necessary we’re getting value from them if there is a better deal out there for us We’ve done a decent job keeping our expenses reasonable, but I think an occasional look would still be useful. Inspiration comes from J Money […]

What are Your Frugal Indulgences?

Even though our budget will be limited for a while as we move into the new house and tackle this last lingering debt off, we still like to have a bit of fun this year. Some people associate frugality and simplicity as deprivation. You’re not supposed to buy things or do anything that’s unproductive. To me, […]

How to Stop Living Paycheck to Paycheck

Simplifying your finances can be an effective way to break the living paycheck to paycheck cycle. One step that has been helpful for us is tracking our spending. With so many accounts, bills, and goals, it can be easy to not know where the money is going. Easy Way to Track Your Money Keeping tabs […]